It was a cold reality that had confronted Father McGivney all too often — not only in the lives of his parishioners — but in his own. As a seminarian, he was forced to leave school and return home to aid his family when his father died unexpectedly.

Many Catholics — most of whom were immigrants — were working and living in unfavorable conditions. And many, tragically, were dying young, leaving behind widows and orphans with insufficient financial resources.

Though this story of financial ruin for Catholic families was common, Father McGivney was convinced that there was a way to change the ending. He knew that if the Catholic men in his parish came together in mutual aid, widows and orphans could receive the support they needed.

He also knew that if Catholic men banded together, united by charity and unity, they could strengthen their faith, their families, and their communities.

So, he established the Knights of Columbus, and with it, a “pass-the-hat” insurance system to protect the Catholic families in his parish. Over time, that system has evolved, and today we stay true to our founding mission through our multi-billion dollar, top-rated insurance program. Members in the United States and Canada have exclusive access to our insurance program and products, including life insurance, retirement annuities, long-term care insurance, and disability income insurance.